Summertime, and the livin' is easy...

{stream of consciousness}

I am, truly, the Worst Blogger Ever. I know that I am prone to falling off the writing wagon, but this time, I fell off and rolled down the hill (thanks, Savanah Guthrie, for that expression!). I have often said that when I drift away from writing that the only person I hurt is myself, and that's the truth. I let all of my thoughts and expression and get clogged up until nothing can flow. It leaves me grumpy and anxious and I should stop doing that.

Either way, the Stanley Cup Finals are over which means summer is officially here! PJ finished his last day of pre-school and is ready to start a whole new adventure in Kindergarten. We still have a long road to go before we know for sure what that will look like for PJ, but there is no rest for Pete and I until we know that PJ is best able to reach all of the potential we know he has.

Before school begins, though, we have our summer. Summer has always been so special to me since PJ was born. Summer his when PJ is at his best and bravest and shiniest, and we love to fill our days with adventure and fun. Summer will be a little different this year- PJ will take part in an intensive Autism program three full days a week. It's a far cry from the measly two hours a day of extended school year we are used to, that left our days free from 10am on. I'll drop PJ off at nine and pick him up at three and in between, I will be alternately sad and proud. Sad because I will miss my guy so much while he is at therapy and proud because I know he will work so hard.

Despite all of that, we do have plenty of summer ahead of us, time to fill with all of our usual adventures! We are just setting some of this summer aside to help PJ grow and learn and stretch, with benefits that will, hopefully, carry over into the school year and beyond. We already have a week down the shore on the books, and there's more fun to be had!

Welcome, summer!

Dollar bills, y'all!

{sponsored post}

I used to be a work-a-holic in my life before motherhood. I worked as many as three jobs and was busy seven days a week. It made my cash flow more of a river than a stream, but despite all of that, I wasn't much of a saver.

Now I am married with a child and dreams of the future for my son. I want him to have an education, a house, a car, and the means to live his life however he see fit. Right now, PJ is only five, but his father and I work hard to set aside a little bit of money for him each month, and plan on teaching him good saving habits. Right now, those habits extend to PJ's penchant for saving loose change in his beloved piggy banks! Seriously. Don't drop spare change around PJ if you want it back. He will scoop it up in the blink of an eye, saying, "Let's put this in my piggy bank!"

As PJ gets older, we hope to give him a firm start in saving money. When he becomes a teen, it's likely that he might pick up an odd job here and there. Babysitting, mowing lawns, yard work- those are all jobs that any young teen can hold. After that, it's likely that PJ will hold down a job in the work force, at least part time, while he completes high school and college. We want him to have an easy means of saving money that will yield him some rewards.

PJ is still young, of course, but if you have a high school or college age child (ages 14-23), a Student Savings account with Boiling Springs Savings Bank is a great start in setting your child up for a lifetime of solid money management.

Though June 30th, 2015, your child will receive an interest bonus of $20.15 when he or she opens an account with the same amount ($20.15) or more. That's an opportunity to potentially double your first deposit! The account will change over to a traditional NOW account upon the account holder's 23rd birthday, but until then, young savers will also enjoy customer benefits from Boiling Springs such as

  • Free online banking, 24-hour telephone banking, direct deposit and bill payment- perfect for managing those first paychecks or college bills
  • No Monthly Fees- Perfect! Who has extra money to manage their money at that age? 
  • Minimum deposit to open an account is just $1, with interest earned on all balances
  • Overdraft protection transfer service is available 
  • Free specialty checks or discounted custom checks
  • Free transactions at Boiling Springs ATMs with ATM card or Debit MasterCard
You can find your local Boiling Springs location by clicking here! You can also connect with Boiling Springs on Facebook and on Twitter to keep up with the latest news and announcements. Stop by and find out what all of your North Jersey friends already know about banking with Boiling Springs! 

Disclosure: This is a sponsored post based on an agreement with Boiling Springs Savings Bank. I will receive compensation for this post, however, all thoughts and opinions are my own.